Earn rewards on HMRC payments while streamlining your Making Tax Digital (MTD) flow
A tax bill that finally works in your favour
With HMRC bills representing one of the largest single outgoings for most businesses, and the ongoing push toward Making Tax Digital (MTD) demanding tighter digital accuracy, there has never been a better time to start using Apron.
Paying your HMRC bills through Apron offers a streamlined way to keep up with MTD requirements while earning valuable points on your biggest recurring expenses.
In this blog, you’ll learn how Apron makes it easy to handle HMRC and supplier payments via bank transfer or credit card, and how to earn points you can convert directly into Virgin Points.
Key points from this article
Paying HMRC through Apron simplifies MTD compliance and turns a major outgoing into a rewarding process.
You can earn points on your HMRC payments whether you pay by bank transfer or credit card.
Convert your points 1:1 into Virgin Points to spend with Virgin Red and Virgin Atlantic Flying Club.
If paying by credit card, you can double up by collecting provider rewards alongside Apron points.
Transparent fees apply when collecting points on payments.
Turning tax compliance into a strategic advantage
Between quarterly VAT submissions and annual tax bills, keeping up with HMRC requirements can feel like an endless administrative task. As Making Tax Digital continues to reshape how accounting and bookkeeping get done, modernising how you actually pay those tax bills is the logical next step.
Apron offers a smarter, more flexible approach: paying HMRC or any supplier through a clean, digital workflow, including using a credit card for bills that would normally require a direct bank transfer.
Business owners, accountants, and bookkeepers can pay HMRC or any supplier by card, even if the recipient doesn’t accept card payments directly. Apron processes the payment as a bank transfer on your behalf for a transparent 2.5% transaction fee.
In return, businesses maintain flawless MTD-compliant records, avoid costly late-payment penalties, and earn credit card rewards on payments they have to make anyway.
Real-world benefits for accountants, bookkeepers, and clients
Bookkeeper Cassie Tipson uses Apron to manage the bills and books for a wide variety of clients. She shared how Apron helped streamline one of her client's VAT processes. “Paying HMRC via Apron took the friction out of the entire quarter,” she explained. “It lifted a huge weight off their shoulders and kept everything seamlessly organised.”
Business owner David describes how he uses Apron regularly to manage payments and keep his retail business running smoothly. “It allows us to pay quickly, maintain supplier relationships, and still take advantage of rewards,” he said. “We’ve even paid for family holidays entirely on points earned from business spend.”
Earning rewards from essential outgoings
Because HMRC bills are often a business’s largest expense, paying them through Apron opens up significant reward potential.
When paying by credit card, you get double the benefits: perks offered by your card provider plus the option to earn points via Apron that convert 1:1 into Virgin Points. If you prefer to pay via standard bank transfer, you can still collect Apron points on the transaction.
Simply switch on the Rewards option on the payment screen within Apron, choose your preferred payment method (bank transfer or credit card), and select your tier:
Earn 1 point per £1 spent for a 1.6% fee
Earn 2 points per £1 spent for a 2.9% fee
When you’re spending tens of thousands on supplier payments and VAT bills every month or quarter, those mandatory outgoings quickly convert into flight upgrades, hotel stays, and holiday discounts.
Learn more about Rewards: Apron partners with Virgin Red & Virgin Atlantic Flying Club for business spend rewards.
Simple, transparent, and seamlessly integrated
Every Apron transaction is fully traceable, integrates directly with Xero and QuickBooks for effortless MTD compliance, and includes built-in checks to prevent fraud or duplicate payments.
For accountants and bookkeepers, it means less admin, perfect audit trails, and happier clients. For business owners, it turns the hassle of MTD and HMRC bills into a double win: effortless tax management and high-value rewards on the year’s biggest outgoings.